Leave your card in the terminal until prompted to remove it. If the merchant has a chip-enabled terminal, insert your card into the slot and follow the prompts on the screen (the slot is typically located at the bottom of the terminal). How will my checkout at the register be different with a chip card? Do I continue to swipe my card? When a chip-activated terminal is available, follow these easy steps: What if I have other questions about chip card technology?įor more information, and to watch informational videos, visit Visa’s website. EMV stands for Europay, MasterCard and Visa. Is a chip card the same thing as an EMV card? If the kiosk asks you for a PIN, you may be able to select one of the following to bypass the PIN prompt: “Cancel,” “Enter” or “Continue.” If the card reader still will not accept your card without a PIN, there may be staff in the area to assist you. Please note that some overseas ticket kiosks/unmanned terminals won’t authorize US-issued chip-enabled cards. If a merchant doesn’t have a chip-enabled terminal, simply swipe your card as you do today.
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If the card data or one-time code is stolen, the information can’t be used to create a counterfeit card and commit fraud. Chip cards are nearly impossible to counterfeit. Why are chip card transactions more secure?Įvery time you use your card at a chip-enabled terminal, the embedded chip generates a unique, one-time transaction code to complete the transaction.